What to Do If You Accidentally Purchase a Stolen Item

Sometimes consumers unknowingly buy stolen goods. If this happens, it’s important to act quickly to protect yourself and support any investigation into the seller. As soon as you suspect an item is stolen, you should contact the Bermuda Police Service (BPS) and file a formal report. You will then need to visit the police station in person to hand in the item. The police will record it, provide you with a crime reference number and property log number, and attempt to return the item to its rightful owner.

Although you paid for the item, you should not keep it or return it to the seller. Keeping or returning stolen goods can make it appear that you knowingly participated in handling stolen property, which may lead to criminal penalties. Instead, speak with the police about having your financial loss included as part of their case. In some situations, the police may ask you not to pursue the seller directly right away, as doing so could alert them to the investigation.

There are also cases where a legitimate business unknowingly sells stolen goods, such as when a retailer imports items that were stolen before they acquired them. If you purchased a stolen item from a reputable seller, you should still file a police report. Then ask the police whether it is appropriate to request a refund from the business. If the police agree, provide the seller with your crime reference number and property log number as proof that you surrendered the item.

If the seller refuses to refund you, you should file a complaint with Consumer Affairs. If the issue is still not resolved, you may need to consider legal action to recover your money. Be aware that pursuing legal proceedings may involve costs such as lawyer fees and court filing fees; if you file a claim, you can ask the court to include these expenses in your request for compensation.